Commercial Lending USA

Access Equity in Your Investment Property: Cash-Out Refinance Options!

Are your clients looking to tap into the hidden potential of their existing real estate investments? Commercial Lending USA can help! We specialize in commercial short-term bridge, lite doc, no doc, DSCR, and conventional mortgage loans. We assist investors in accessing a lump sum of cash secured by the equity in their property and expanding the business.

Unlocking Capital, Unleashing Opportunities

Fuel Growth

Inject capital into new projects, renovations, or expansions.

Pay Down Debt

Consolidate existing debts and free up monthly cash flow.

Invest in Yourself

Diversify your portfolio or pursue personal financial goals.

We Offer Expertise for Every Scenario

Commercial & Residential

We have solutions for various property types.

Experienced Underwriters

Our 30 years of experience ensures smooth processing.

In-house Underwriting Abilities

Our experienced team can close more loans.

Extensive Network

Access to 200+ private investors/ lenders for better terms.

Refinance: SBA Loans

SBA Refinance allows small businesses to use SBA loan programs to refinance existing debt, including commercial mortgages.

SBA 7(a) Loan

1. For working capital, real estate, or debt refinancing.

2. Up to $5 million, flexible uses.

SBA 504 Loan

1. For commercial real estate or equipment refinancing.

2. Offers long-term, fixed-rate financing.

Eligibility

Businesses must meet SBA size standards.
The loan, like lowering costs or improving cash flow, must benefit the business.

Refinancing of USDA (B&I) Loan

USDA Refinance is a program offered by the U.S. Department of Agriculture to help businesses in rural areas refinance their loans for better terms and improved financial stability.

Eligibility

Business must be in a USDA-designated rural area.
The original loan must have been used for eligible business purposes.

USDA Business & Industry (B&I) Guaranteed Loan Program

Refinance loans to reduce interest rates or extend terms.
Supports rural economic development and creates jobs.
Reduce interest rates by up to 30 years' terms.

DSCR Mortgage Loan Refinance

DSCR Mortgage Loan Refinance focuses on refinancing loans based on the Debt-Service Coverage Ratio (DSCR), which measures a property's ability to cover its debt obligations using rental income.

Key Features

Income Verification: Eligibility is based on property cash flow. Tax returns are not required.

Loan Amounts: Typically ranges from $100,000 to $50 million.

1. Refinance existing loans, lower interest rates, or access equity.

2. Ideal for real estate investors- Simplifier approval.

3. Fixed or adjustable-rate options with longer terms.

Let's Get Started!

Partner with Commercial Lending USA - Your Bridge to Financial Freedom!

P.S. Do you have a client facing a unique situation? No problem! We specialize in finding creative solutions for any real estate financing needs.

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